Gainesville · Cooke County · The McDonald Group
Your Gainesville Realtor
Licensed local Realtors serving Gainesville, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Licensed local Realtors serving Gainesville, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Corridors, build era, and taxing boundaries shape what you can buy in Gainesville and what it costs to hold.
Gainesville is the Cooke County seat, sitting on Interstate 35 about seven miles south of the Oklahoma line and roughly 65 miles north of Dallas, making it the last sizable Texas city on the corridor before the Red River. Its historic district holds Victorian houses built on 19th century cattle and cotton money, and the commercial district around the square carries National Register listings. The city has hosted Medal of Honor recipients annually since 2001 and is home to North Central Texas College. Gainesville ISD is the taxing district.
Gainesville sits in Cooke County, where the combined property tax rate runs about 1.47 percent of market value for the 2025 tax year, ranging 1.27 to 1.75 percent depending on the school district. On a $350,000 home with a homestead exemption that works out to roughly $330 a month. The Texas homestead exemption reduces only the school district portion, not the county or city portion, which is the detail most online estimates miss.
Taxes and insurance are a large share of a monthly payment in Texas, so a national mortgage estimate will understate what a Gainesville home actually costs to hold.
Brokerage services on this page are provided through Fathom Realty. Review Texas listing service levels and terms.
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We also serve Sherman, Denison, Decatur, Denton , and the rest of the metro. All cities we serve →