McKinney · Collin County · The McDonald Group
Your McKinney Realtor
Licensed local Realtors serving McKinney, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Licensed local Realtors serving McKinney, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Corridors, build era, and taxing boundaries shape what you can buy in McKinney and what it costs to hold.
McKinney is the Collin County seat, where US 75 and US 380 cross about 30 miles north of Dallas. An 1874 courthouse anchors the historic downtown square and now operates as a performing arts center, but most of the housing stock dates from the 1990s forward. North of US 380 the city is still converting farmland, and parts of that area sit inside municipal utility or management districts that carry their own assessments. Addresses fall into McKinney ISD, Prosper ISD, Melissa ISD, or several others.
McKinney sits in Collin County, where the combined property tax rate runs about 1.70 percent of market value for the 2025 tax year, ranging 1.55 to 2.30 percent depending on the school district. On a $350,000 home with a homestead exemption that works out to roughly $377 a month. The Texas homestead exemption reduces only the school district portion, not the county or city portion, which is the detail most online estimates miss.
Taxes and insurance are a large share of a monthly payment in Texas, so a national mortgage estimate will understate what a McKinney home actually costs to hold.
Brokerage services on this page are provided through Fathom Realty. Review Texas listing service levels and terms.
First home, upgrade, or investment, we guide McKinney buyers through search, offer strategy, financing connections, and closing. Browse Texas and Oklahoma listings or reach out below and tell us what you're looking for.
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We also serve Frisco, Allen, Prosper, Melissa , and the rest of the metro. All cities we serve →