Prosper · Collin County · The McDonald Group
Your Prosper Realtor
Licensed local Realtors serving Prosper, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Licensed local Realtors serving Prosper, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Corridors, build era, and taxing boundaries shape what you can buy in Prosper and what it costs to hold.
Prosper is a town rather than a city, and its southern boundary runs about nine miles along US 380, with Preston Road crossing north to south. The Dallas North Tollway main lanes currently end at First Street here, with an extension toward Celina under way. Rock Hill and Richland merged in 1902 when the railroad arrived, but essentially all housing is master-planned work on former farmland from the 2000s forward, platted through more than a hundred numbered planned development districts. Prosper ISD covers most addresses, with far western subdivisions in Denton ISD.
Prosper sits in Collin County, where the combined property tax rate runs about 1.70 percent of market value for the 2025 tax year, ranging 1.55 to 2.30 percent depending on the school district. On a $350,000 home with a homestead exemption that works out to roughly $377 a month. The Texas homestead exemption reduces only the school district portion, not the county or city portion, which is the detail most online estimates miss.
Taxes and insurance are a large share of a monthly payment in Texas, so a national mortgage estimate will understate what a Prosper home actually costs to hold.
Brokerage services on this page are provided through Fathom Realty. Review Texas listing service levels and terms.
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We also serve Frisco, Celina, McKinney, Anna , and the rest of the metro. All cities we serve →