Licensed local Realtors serving Celina, honest pricing guidance, professional marketing, and listing options that fit how much help you actually want.
Corridors, build era, and taxing boundaries shape what you can buy in Celina and what it costs to hold.
Celina sits on Preston Road about 40 miles north of Dallas, having relocated to its present site in 1902 to reach the railroad. The downtown square still holds brick buildings from the 1910s, but nearly all housing is recent construction on converted farmland. The city runs a formal public improvement district program, so newer subdivisions often carry a PID assessment billed separately from property taxes. Collin College opened a Celina campus in 2021, and Celina ISD serves most addresses, with southern neighborhoods in Prosper ISD.
Celina sits in Collin County, where the combined property tax rate runs about 1.70 percent of market value for the 2025 tax year, ranging 1.55 to 2.30 percent depending on the school district. On a $350,000 home with a homestead exemption that works out to roughly $377 a month. The Texas homestead exemption reduces only the school district portion, not the county or city portion, which is the detail most online estimates miss.
Taxes and insurance are a large share of a monthly payment in Texas, so a national mortgage estimate will understate what a Celina home actually costs to hold.
Brokerage services on this page are provided through Fathom Realty. Review Texas listing service levels and terms.
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We also serve Prosper, Anna, Frisco, McKinney , and the rest of the metro. All cities we serve →